Bread

Easy Chocolate Chip Banana Bread Muffins Recipe Everyone Will Love

Banana bread is a classic. And when you toss in a generous handful of chocolate chips, it turns from ‘nice’ to ‘I need another slice right now.’ I’ve made this easy chocolate chip banana bread more times than I can count—usually when there’s a couple of bananas on the counter looking sad and spotty. This version bakes up soft and sweet, with just the right amount of chocolate in every bite. You’ll find that it’s not too dense, not too cake-like—just that happy, in-between texture that’s hard to mess up. It works as a quick breakfast, a late-night snack, or something to bring to your neighbor when you’ve forgotten their birthday (no judgment). It’s built around a base of pantry staples and overripe bananas, with the option to adjust milk or oats depending on what you have. If you’ve got kids or a picky roommate, trust me—this recipe is a keeper. We go back to it again and again, and I’m betting you will too.

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Table of Contents

  • 1) Key Takeaways
  • 2) Easy Chocolate Chip Banana Bread Recipe
  • 3) Ingredients for Chocolate Chip Banana Bread
  • 4) How to Make Chocolate Chip Banana Bread
  • 5) Tips for Making Chocolate Chip Banana Bread
  • 6) Making Chocolate Chip Banana Bread Ahead of Time
  • 7) Storing Leftover Chocolate Chip Banana Bread
  • 8) Try these Bread recipes next!
  • 9) Chocolate Chip Banana Bread
  • 10) Nutrition

1) Key Takeaways

  • This easy chocolate chip banana bread muffins recipe delivers rich banana flavor and sweet chocolate in every bite.
  • It’s made with pantry staples and can be tweaked depending on what’s in your kitchen.
  • The texture is soft and cake-like with a satisfying hint of crunch from golden edges.
  • This recipe works well in muffin tins, loaf pans, or even mini loaves.

2) Easy Chocolate Chip Banana Bread Recipe

Let me tell you—this easy chocolate chip banana bread muffins recipe has been the star of our Sunday mornings and late-night snack sessions for years. It all starts with bananas, of course. Not the bright yellow ones you’d proudly display in a fruit bowl. I’m talking about those speckled, slumped-over bananas that look like they’ve given up. That’s their moment to shine, trust me. They bring that deep banana flavor you just can’t get from underripe ones.

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Now, toss in chocolate chips. Not just a sprinkle—go generous here. I’ve tried everything from dark chocolate chunks to semi-sweet morsels, and honestly, you can’t go wrong. Those little melty pockets of chocolate scattered through the banana-rich batter make it something special. It’s like banana bread dressed up for a celebration. And the best part? This easy banana bread recipe comes together in one bowl. Less mess, more flavor.

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I’ve made this version for neighbors, for bake sales, and once—accidentally—for a brunch that turned out to be a gluten-free potluck (oops, but everyone still took a slice). The batter is forgiving, the flavors are warm and familiar, and the results are foolproof. Whether you’re baking a loaf or muffins, this recipe wins hearts every time.

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3) Ingredients for Chocolate Chip Banana Bread

Ripe Bananas: Those sad, brown bananas? Perfect. The more spotted, the better. They’re full of flavor and moisture. I usually use three medium ones—enough to make the batter taste like actual bananas, not just sweet bread.

Melted Butter: You could use oil, sure. But real butter adds richness and that buttery aroma you want wafting through your kitchen while this bakes. I go with half a cup, melted and slightly cooled.

Brown Sugar: Light or dark, brown sugar brings in a soft sweetness and subtle molasses flavor. It pairs beautifully with the bananas and gives the crumb a nice golden hue.

Egg: Just one large egg binds everything together. Beat it in well—you’re looking for a smooth mix before adding the dry ingredients.

Vanilla Extract: This isn’t optional. A splash of vanilla brings warmth and rounds out the banana flavor.

Baking Soda: You only need a teaspoon. It gives the loaf a gentle rise and that signature soft, airy texture.

Salt: A pinch makes everything else taste better. You won’t notice the salt, but you’ll notice if it’s missing.

All-Purpose Flour: Nothing fancy here. Just plain flour does the job. I use one and a half cups, leveled—not packed.

Milk (optional): On dry days or when I’m baking muffins instead of a loaf, I stir in a couple tablespoons of milk for extra softness. You can skip it if your bananas are super juicy.

Chocolate Chips: Use your favorites—semi-sweet, dark, milk, or even mini chips. I like the contrast of melty chocolate in every bite of this easy chocolate chip banana bread muffins recipe.

4) How to Make Chocolate Chip Banana Bread

Step 1. Preheat your oven to 350°F. Grease a loaf pan or line it with parchment paper. This helps the bread release easily once baked—and avoids the dreaded stuck bottom.

Step 2. In a large bowl, mash your ripe bananas with a fork until mostly smooth. A few little banana chunks are okay. You want that texture—it keeps things interesting.

Step 3. Stir in melted butter, brown sugar, the egg, and vanilla. Mix until combined. This should smell incredible already—sweet, cozy, and buttery.

Step 4. Sprinkle in the baking soda and salt. Mix again, just until it disappears. Then slowly stir in the flour. Don’t overdo it—just fold until no flour pockets remain.

Step 5. Add a splash of milk if the batter feels thick or dry. Then fold in your chocolate chips. Use a spatula to scoop the batter into the prepared pan.

Step 6. Bake for 50 to 60 minutes if you’re using a loaf pan. If you’re making muffins, start checking around 20 minutes. You want a clean toothpick—maybe with a little melted chocolate on it.

Step 7. Let it cool in the pan for 10 minutes. Then lift it out and cool it on a rack. Or don’t. I’ve eaten slices while it’s still warm and steaming. It’s impossible to wait sometimes.

5) Tips for Making Chocolate Chip Banana Bread

Don’t overmix. That’s probably the number one banana bread tip I give people. The more you mix the flour into the wet ingredients, the more gluten develops—and that makes the bread tougher. We want soft, tender, slightly crumbly texture. Stir until it’s just combined, then stop.

Use super ripe bananas. If they’re too firm, the bread won’t be sweet enough. If you don’t have overripe bananas, microwave yellow ones in 30-second bursts until they soften. It’s a little trick I’ve used when impatience takes over.

And here’s a little bonus: sprinkle some extra chocolate chips on top before baking. They’ll sink in slightly and create a glossy, chocolatey top. Every slice looks bakery-level, and no one needs to know how easy it was. This is what makes this easy chocolate chip banana bread muffins recipe feel special.

6) Making Chocolate Chip Banana Bread Ahead of Time

One of the best things about this easy chocolate chip banana bread muffins recipe is how well it holds up. I often bake it the night before guests come over and let it rest, wrapped in foil or beeswax paper on the counter. The flavors deepen overnight. The banana becomes stronger. The crumb settles into that sweet spot where every bite just works.

If you’re planning to make muffins or mini loaves, go ahead and freeze them. I wrap each one in plastic and then store them in a zip-top bag. Pull one out in the morning, pop it in the microwave, and that’s breakfast sorted.

You can also prep the batter a few hours ahead. Just cover the bowl and pop it in the fridge. Before baking, give it a quick stir, then pour it into the pan. It’s that forgiving. The kind of recipe that plays nice with a busy schedule.

7) Storing Leftover Chocolate Chip Banana Bread

Leftovers? Rare at our house—but it happens. Wrap the cooled loaf in plastic or foil, and it’ll stay soft on the counter for three days. If you want to keep it fresh longer, slide it into an airtight container.

For longer storage, freeze individual slices. Wrap them in parchment and store them in a freezer bag. When you’re ready for a snack, just pop one in the toaster oven. It comes out warm, fragrant, and nearly as good as fresh.

Sometimes I’ll microwave a frozen slice and slather it with butter. Other times I’ll toast it and drizzle a little honey over the top. However you do it, this banana bread doesn’t disappoint. Even when it’s been hanging out in the freezer, it still delivers.

8) Try these Bread recipes next!

9) Chocolate Chip Banana Bread

Easy Chocolate Chip Banana Bread Muffins Recipe Everyone Will Love

Banana bread is a classic. And when you toss in a generous handful of chocolate chips, it turns from ‘nice’ to ‘I need another slice right now.’ I’ve made this easy chocolate chip banana bread more times than I can count—usually when there’s a couple of bananas on the counter looking sad and spotty. This version bakes up soft and sweet, with just the right amount of chocolate in every bite. You’ll find that it’s not too dense, not too cake-like—just that happy, in-between texture that’s hard to mess up. It works as a quick breakfast, a late-night snack, or something to bring to your neighbor when you’ve forgotten their birthday (no judgment). It’s built around a base of pantry staples and overripe bananas, with the option to adjust milk or oats depending on what you have. If you’ve got kids or a picky roommate, trust me—this recipe is a keeper. We go back to it again and again, and I’m betting you will too.
Prep Time10 minutes
Cook Time55 minutes
Total Time1 hour 5 minutes
Course: Bread
Cuisine: American
Keywords: banana bread recipe easy no milk, banana bread recipe easy quick, easy banana bread recipe with milk, easy banana bread recipe with oats, easy banana nut bread recipe 3 ingredients, easy chocolate chip banana bread muffins recipe, moist banana bread recipe easy
Servings: 10 slices
Author: Elena

Ingredients

  • 3 ripe bananas, mashed
  • 1/2 cup melted butter
  • 3/4 cup brown sugar
  • 1 large egg
  • 1 teaspoon vanilla extract
  • 1 teaspoon baking soda
  • 1/2 teaspoon salt
  • 1 1/2 cups all-purpose flour
  • 1/2 cup milk (optional for added moisture)
  • 3/4 cup chocolate chips

Instructions

  1. Preheat your oven to 350°F (175°C). Grease a loaf pan or line it with parchment paper.
  2. In a large bowl, mix mashed bananas with melted butter until smooth.
  3. Stir in brown sugar, egg, and vanilla. Blend well.
  4. Add baking soda, salt, and flour. Stir until just combined. Don’t overmix.
  5. If the batter feels too thick, pour in a bit of milk. Mix gently.
  6. Fold in chocolate chips. Try not to eat too many in the process.
  7. Pour batter into your prepared pan and smooth out the top.
  8. Bake for 50 to 60 minutes, or until a toothpick poked in the center comes out clean (well, maybe a melted chocolate smear, but that’s fine).
  9. Let cool before slicing. Enjoy with coffee, tea, or straight from the pan. No judgment.

10) Nutrition

Serving Size: 1 slice | Calories: 287 | Sugar: 17g | Sodium: 190mg | Fat: 11g | Saturated Fat: 6g | Carbohydrates: 42g | Fiber: 2g | Protein: 3g | Cholesterol: 35mg

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