Preheat your oven to 425°F (or preheat your air fryer to 400°F).
In a large bowl, mix together the shredded chicken, cream cheese, cheddar cheese, garlic powder, onion powder, salt, and pepper.
Spoon about 2 tablespoons of the mixture onto each tortilla. Roll them up tightly and place seam-side down on a baking sheet or in the air fryer basket.
Lightly spray or brush the tops with oil.
Bake for 15-20 minutes or air fry for 8-10 minutes until golden and crispy.
Serve hot with salsa, sour cream, or guacamole—whatever makes your tastebuds happy.